Hudson Valley Credit Union is currently recruiting for the position of Lending Origination Specialist. Primary Function: Support the Loan Origination department by performing various duties and special projects related to residential and commercial sales and operations. Create and send disclosures out on behalf of the Loan Origination team and assist with processing required documentation. Serve as a liaison between the Loan Origination team and other involved parties regarding loan status, in an effort to expedite the loan process. The Lending Originations Specialist will review and assign Synapsys & Contact Center referrals, as well as internet applications and handle application overflow when necessary.

• Ensure all necessary disclosures are provided to the borrower as required. Provide administrative support in the collection and preparation of complete and accurate loan applications.
• Provide exceptional member service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements. Answer general mortgage related call center & member questions.
• Communicate with the Loan Origination team as needed regarding the status of loans in process.
• Assist the Loan Origination team with completion of rate locks, and uploading of required documentation to application in origination system.
• Review appropriate reports and send reminders to the Loan Origination team on upcoming rate lock expirations as well as, disclose files, within the required 3 day time frame.
• Maintain accurate loan files and promote quality control measurements and KPIs.
• Work on incomplete applications, as daily capacity permits. Assign daily intranet mortgage applications to appropriate department team members, as well as Synapsys and Contact center referrals for immediate follow up. Handle application overflow when volume necessitates.
• Provide administrative support to Loan Originations leadership by scheduling and coordinating monthly meetings, keeping staff timecards, tracking quarterly compliance completion and onboarding new staff.
• Responsible for creating and maintaining department SOPs( Standard Operating Procedures).
• Answer Call Center calls, and transfer to appropriate Loan Origination team member as well as check E-Fax daily and route documents to the Loan Origination team, or processor for review.
• Assists the Loan Origination management team with administrative and clerical tasks, such as MTD/YTD application and funding reports, or any production reports as needed.
• Adhere to all Credit Union policies, procedures, and regulatory agency requirements. Participate in all required and recommended training and development including, but not limited to, Bank Secrecy Act training (BSA) and demonstrate attained knowledge. Participate on Credit Union teams, projects and strategic initiatives when the opportunity arises. Perform additional duties and special projects as assigned.
  
• Embrace and apply HVCU’s guiding principles to all activities and responsibilities. This includes the Credit Union’s Mission, Vision, Core Values, Employee and Member Value Propositions, Sales and Service Model, and commitment to Lean Six Sigma practices. Support the Credit Union’s initiatives by demonstrating teamwork and professionalism.
  
• Responsible for regular and predictable attendance including punctuality.
  

• High School Diploma, General Education Development (GED) certificate, or state authorized high school equivalent certificate required
• Associate’s Degree preferred
• Registration with the National Mortgage Licensing System and Registry (NMLS) required
• Minimum 2 Years Experience in Financial Services experience required

Click here to view the full job description.

Why choose HVCU?

HVCU cares for our employees, members, and community. We actively seek to create an inclusive workforce by hiring people with diverse perspectives and experiences. We celebrate and embrace what makes each of us different and foster an environment where everyone feels that they belong. In commitment to our diversity, equity, and inclusion mission, we encourage members of historically underrepresented communities to apply, including those who identify as women, minorities, veterans, disabled and LGBTQ+.

Employee Perks:

• HVCU University & Academy; Professional Development Training
• Student Loan Repayment & Tuition Reimbursement Programs
• Medical, Dental, and Vision coverage (coverage starting as low as $20 per month)
• 401(k) with employer match and non-elective employer contribution
• Paid time off (PTO), holidays, and community volunteer time
• Life, Short-Term, and Long-Term Disability Insurance
• Discounted Loan Rates & Fees 

Hudson Valley Credit Union is an AA/EEO employer committed to equal opportunity and employee diversity. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, sexual orientation, gender identity, the status of being transgender, national origin, disability, military or veteran status, genetic information, marital or familial status, domestic violence victim status, or any other characteristic protected by law.

• High School Diploma, General Education Development (GED) certificate, or state authorized high school equivalent certificate required
• Associate’s Degree preferred
• Registration with the National Mortgage Licensing System and Registry (NMLS) required
• Minimum 2 Years Experience in Financial Services experience required

Click here to view the full job description.

Why choose HVCU?

HVCU cares for our employees, members, and community. We actively seek to create an inclusive workforce by hiring people with diverse perspectives and experiences. We celebrate and embrace what makes each of us different and foster an environment where everyone feels that they belong. In commitment to our diversity, equity, and inclusion mission, we encourage members of historically underrepresented communities to apply, including those who identify as women, minorities, veterans, disabled and LGBTQ+.

Employee Perks:

• HVCU University & Academy; Professional Development Training
• Student Loan Repayment & Tuition Reimbursement Programs
• Medical, Dental, and Vision coverage (coverage starting as low as $20 per month)
• 401(k) with employer match and non-elective employer contribution
• Paid time off (PTO), holidays, and community volunteer time
• Life, Short-Term, and Long-Term Disability Insurance
• Discounted Loan Rates & Fees 

Hudson Valley Credit Union is an AA/EEO employer committed to equal opportunity and employee diversity. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, sexual orientation, gender identity, the status of being transgender, national origin, disability, military or veteran status, genetic information, marital or familial status, domestic violence victim status, or any other characteristic protected by law.

• Ensure all necessary disclosures are provided to the borrower as required. Provide administrative support in the collection and preparation of complete and accurate loan applications.
• Provide exceptional member service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements. Answer general mortgage related call center & member questions.
• Communicate with the Loan Origination team as needed regarding the status of loans in process.
• Assist the Loan Origination team with completion of rate locks, and uploading of required documentation to application in origination system.
• Review appropriate reports and send reminders to the Loan Origination team on upcoming rate lock expirations as well as, disclose files, within the required 3 day time frame.
• Maintain accurate loan files and promote quality control measurements and KPIs.
• Work on incomplete applications, as daily capacity permits. Assign daily intranet mortgage applications to appropriate department team members, as well as Synapsys and Contact center referrals for immediate follow up. Handle application overflow when volume necessitates.
• Provide administrative support to Loan Originations leadership by scheduling and coordinating monthly meetings, keeping staff timecards, tracking quarterly compliance completion and onboarding new staff.
• Responsible for creating and maintaining department SOPs( Standard Operating Procedures).
• Answer Call Center calls, and transfer to appropriate Loan Origination team member as well as check E-Fax daily and route documents to the Loan Origination team, or processor for review.
• Assists the Loan Origination management team with administrative and clerical tasks, such as MTD/YTD application and funding reports, or any production reports as needed.
• Adhere to all Credit Union policies, procedures, and regulatory agency requirements. Participate in all required and recommended training and development including, but not limited to, Bank Secrecy Act training (BSA) and demonstrate attained knowledge. Participate on Credit Union teams, projects and strategic initiatives when the opportunity arises. Perform additional duties and special projects as assigned.
  
• Embrace and apply HVCU’s guiding principles to all activities and responsibilities. This includes the Credit Union’s Mission, Vision, Core Values, Employee and Member Value Propositions, Sales and Service Model, and commitment to Lean Six Sigma practices. Support the Credit Union’s initiatives by demonstrating teamwork and professionalism.
  
• Responsible for regular and predictable attendance including punctuality.
  

Hudson Valley Credit Union is currently recruiting for the position of Commercial Lending Specialist. Primary function: Provide support to Commercial Lending Operations, including preparation of department reports and maintenance of department databases and portfolio management systems; as well as the third party due diligence process. Assist with processing commercial credit requests. Provide support to internal and external member requests. Provide service support to internal and external member requests. Provide assistance for commercial loan processing and quality control functions, as needed.

• Track, monitor and provide regular updates on the third party due diligence process, specifically commercial appraisal and environmental reports.  To include obtaining quotes, ordering, collecting funds and processing payments for commercial appraisal and environmental reports and reviews.
• Prepare and regularly update required Commercial Lending department, management and Board reports.  To include watch list, portfolio, exception, SBA, UCC expiration and various other monthly or quarterly reports.
• Coordinate the timely distribution of HVCU Business Loan Committee packages as well as preparing minutes for these meetings with minimal edits required from management.  Schedule various other department meetings and take minutes for these meetings.  Prepare memos and supporting documents for meetings, as needed.
• Provide support to Commercial Lending staff, including preparation of pre-closing worksheets, filing all post approval documentation for all commercial loans, tracking documents out for recording and maintaining current information for the commercial loan portfolio
• Maintain complete and accurate commercial credit files as well as assisting with gathering and providing information during exams and audits. To include maintaining and updating participation loan files and participation due diligence documents.  Prepare various letters to members and follow up with Commercial Lending staff and members, as needed.
• Reconcile GL accounts and process invoices and checks received for various commercial lending functions.  Ensure vendor management system is updated and maintained by collecting required due diligence information from vendors and submitting to the appropriate area/system.
• Maintain and update department procedures. To include tracking of procedure updates and changes.
• Have a general understanding of commercial loan terminology and commercial loan ratios including debt-to income ratio, debt service coverage ratio, and loan to value ratio.
• Assist with the maintenance of all commercial loans on the loan origination/servicing system, and submit service requests, as needed.
• Provide administrative support for department supplies and software. Provide backup coverage for commercial loan processing and quality control functions, as needed.
• Achieve goals assigned to the Commercial Lending Specialist as part of the assigned departments’ annual operating plan. To include suggesting and assisting with implementing process improvements to enhance member experience and increase department efficiencies.
• Adhere to all Credit Union policies, procedures, and regulatory agency requirements. Participate in all required and recommended training and development including, but not limited to, Bank Secrecy Act training (BSA) and demonstrate attained knowledge. Participate on Credit Union teams, projects and strategic initiatives when the opportunity arises. Perform additional duties and special projects as assigned.
• Embrace and apply HVCU’s guiding principles to all activities and responsibilities. This includes the Credit Union’s Mission, Vision, Core Values, Employee and Member Value Propositions, Sales and Service Model, and commitment to Lean Six Sigma practices. Support the Credit Union’s initiatives by demonstrating teamwork and professionalism.
• Responsible for regular and predictable attendance including punctuality.

• High School Diploma, General Education Development (GED) certificate, or state authorized high school equivalent certificate required
• Minimum of 2 years of commercial/business lending experience required
• Minimum of 2 years of Knowledge of database, excel and report preparation required.

• Minimum 2 years of commercial loan documentation experience, in particular with appraisal and environmental reports preferred

• Minimum 2 years Experience with Synergy/document imaging system preferred

Click here to view full job description

Why choose HVCU?

HVCU cares for our employees, members, and community. This is exemplified through our awards-winning benefits package, opportunities for professional advancement, commitment to diversity, equity inclusion amongst employees and focus on bettering our community through charitable donations & volunteer hours!

Employee Perks:

• Medical, Dental, and Vision coverage (coverage starting as low as $20 per month)
• 401(k) with employer match and non-elective employer contribution
• Paid time off (PTO), holidays, and community volunteer time
• Flexible Spending Account (medical & dependent care)
• Life, Short-Term, and Long-Term Disability Insurance
• Employee Assistance Program
• Educational Assistance Program; Student Loan Repayment & Tuition Reimbursement
• HVCU University & Academy; professional development training
• Discounted Loan Rates & Fees 

Diversity Commitment:

“At HVCU, we recognize that our greatest strength comes from the diversity of our team, the members that we serve, and our communities. We are committed to upholding our values of Diversity, Equity, and Inclusion in everything we do. We celebrate and embrace what makes each of us different and foster an environment where everyone feels like they belong.”

Hudson Valley Credit Union is an AA/EEO employer committed to equal opportunity and employee diversity. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, sexual orientation, gender identity, the status of being transgender, national origin, disability, military or veteran status, genetic information, marital or familial status, domestic violence victim status, or any other characteristic protected by law.

• High School Diploma, General Education Development (GED) certificate, or state authorized high school equivalent certificate required
• Minimum of 2 years of commercial/business lending experience required
• Minimum of 2 years of Knowledge of database, excel and report preparation required.

• Minimum 2 years of commercial loan documentation experience, in particular with appraisal and environmental reports preferred

• Minimum 2 years Experience with Synergy/document imaging system preferred

Click here to view full job description

Why choose HVCU?

HVCU cares for our employees, members, and community. This is exemplified through our awards-winning benefits package, opportunities for professional advancement, commitment to diversity, equity inclusion amongst employees and focus on bettering our community through charitable donations & volunteer hours!

Employee Perks:

• Medical, Dental, and Vision coverage (coverage starting as low as $20 per month)
• 401(k) with employer match and non-elective employer contribution
• Paid time off (PTO), holidays, and community volunteer time
• Flexible Spending Account (medical & dependent care)
• Life, Short-Term, and Long-Term Disability Insurance
• Employee Assistance Program
• Educational Assistance Program; Student Loan Repayment & Tuition Reimbursement
• HVCU University & Academy; professional development training
• Discounted Loan Rates & Fees 

Diversity Commitment:

“At HVCU, we recognize that our greatest strength comes from the diversity of our team, the members that we serve, and our communities. We are committed to upholding our values of Diversity, Equity, and Inclusion in everything we do. We celebrate and embrace what makes each of us different and foster an environment where everyone feels like they belong.”

Hudson Valley Credit Union is an AA/EEO employer committed to equal opportunity and employee diversity. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, sexual orientation, gender identity, the status of being transgender, national origin, disability, military or veteran status, genetic information, marital or familial status, domestic violence victim status, or any other characteristic protected by law.

• Track, monitor and provide regular updates on the third party due diligence process, specifically commercial appraisal and environmental reports.  To include obtaining quotes, ordering, collecting funds and processing payments for commercial appraisal and environmental reports and reviews.
• Prepare and regularly update required Commercial Lending department, management and Board reports.  To include watch list, portfolio, exception, SBA, UCC expiration and various other monthly or quarterly reports.
• Coordinate the timely distribution of HVCU Business Loan Committee packages as well as preparing minutes for these meetings with minimal edits required from management.  Schedule various other department meetings and take minutes for these meetings.  Prepare memos and supporting documents for meetings, as needed.
• Provide support to Commercial Lending staff, including preparation of pre-closing worksheets, filing all post approval documentation for all commercial loans, tracking documents out for recording and maintaining current information for the commercial loan portfolio
• Maintain complete and accurate commercial credit files as well as assisting with gathering and providing information during exams and audits. To include maintaining and updating participation loan files and participation due diligence documents.  Prepare various letters to members and follow up with Commercial Lending staff and members, as needed.
• Reconcile GL accounts and process invoices and checks received for various commercial lending functions.  Ensure vendor management system is updated and maintained by collecting required due diligence information from vendors and submitting to the appropriate area/system.
• Maintain and update department procedures. To include tracking of procedure updates and changes.
• Have a general understanding of commercial loan terminology and commercial loan ratios including debt-to income ratio, debt service coverage ratio, and loan to value ratio.
• Assist with the maintenance of all commercial loans on the loan origination/servicing system, and submit service requests, as needed.
• Provide administrative support for department supplies and software. Provide backup coverage for commercial loan processing and quality control functions, as needed.
• Achieve goals assigned to the Commercial Lending Specialist as part of the assigned departments’ annual operating plan. To include suggesting and assisting with implementing process improvements to enhance member experience and increase department efficiencies.
• Adhere to all Credit Union policies, procedures, and regulatory agency requirements. Participate in all required and recommended training and development including, but not limited to, Bank Secrecy Act training (BSA) and demonstrate attained knowledge. Participate on Credit Union teams, projects and strategic initiatives when the opportunity arises. Perform additional duties and special projects as assigned.
• Embrace and apply HVCU’s guiding principles to all activities and responsibilities. This includes the Credit Union’s Mission, Vision, Core Values, Employee and Member Value Propositions, Sales and Service Model, and commitment to Lean Six Sigma practices. Support the Credit Union’s initiatives by demonstrating teamwork and professionalism.
• Responsible for regular and predictable attendance including punctuality.